Two ways to pay, built for where you are. Already behind on compliance? Use the Catch-Up plan below. Just starting out with a larger package? Scroll down to the Startup Promise to Pay.
If your business has been putting off compliance for a while — and the penalties, backlog, or overdue registrations have quietly piled up — you are not alone, and it is not too late.
Many SME owners want to do the right thing and get clean, but freeze at the thought of paying everything at once. Maltech-Africa's Promise to Pay plan exists for exactly this reason: so that wanting to be compliant is enough to get started. You don't need the full amount today. You need a first step.
We work with business owners every day who are carrying compliance backlogs, sometimes for years. It happens — priorities shift, cash flow gets tight, paperwork gets pushed to "next month" one too many times. None of that disqualifies you from getting sorted now.
What matters is that you're ready to move forward. Here's what that looks like with us:
Being behind on compliance can feel heavier the longer it sits. This plan is built to make the first step small enough to actually take.
Step 1: Choose Your Deposit
Select a service package (or build your own), add it to your cart, and calculate the total.
Step 2: Choose Your Payment Frequency
Pick the schedule that fits your business:
Step 3: Confirm Your Agreement
Your payment plan is linked to your client registration and compliance record automatically. Instalments are tracked against your account, and if your cash flow changes, we can adjust the schedule while keeping your commitment on track.
| Initial Deposit | Balance | Weekly Plan | Fortnightly Plan | Monthly Plan |
| R2,280 | R5,320 | R530 × 10 weeks | R1,064 × 5 fortnights | R1,775 × 3 months |
| R3,000 (30%) | R7,000 | R700 × 10 weeks | R1,400 × 5 fortnights | R2,333 × 3 months |
| R5,000 (20%) | R20,000 | R2,000 × 10 weeks | R4,000 × 5 fortnights | R6,667 × 3 months |
| R15,000 (30%) | R35,000 | R3,500 × 10 weeks | R7,000 × 5 fortnights | R11,667 × 3 months |
Figures shown are examples. Your actual deposit and instalments depend on the services you select.
For the Catch-Up plan, the minimum deposit is 20% of your total service value. We recommend 30–40% where possible, as this generally shortens your payment schedule and makes budgeting easier. The Startup Promise to Pay has a fixed 65% deposit (see below).
Most Maltech-Africa business registration, compliance, and facilitation services can be paid this way. Add your chosen services to your cart to see your deposit and instalment options.
Adjustments can be made if your business cash flow changes — contact us and we'll work out a revised schedule while keeping the overall commitment in place.
Instalments are tracked against your compliance record, so it's important to stay current. If you're facing a temporary cash flow issue, reach out before a payment is due — we'd rather adjust the plan than see it lapse.
Yes — once your deposit is paid, work begins on your selected services rather than waiting for the full amount.
Yes, absolutely. This service was created specifically for businesses that have fallen behind, sometimes for years, and want a realistic way back to compliant. There's no minimum or maximum backlog — we just need you ready to start.
Talk to us about your specific situation — the deposit-and-instalment structure can apply to resolving accumulated penalties and backlog compliance work, not just new registrations. We'll help you understand exactly what's owed and build a realistic plan to clear it.
Starting a business is exciting, but a full setup package (company registration, tax registrations, compliance, and more) can be a big amount to find all at once. The Startup Promise to Pay lets you get everything done now and pay off the balance on a schedule that suits you.
Step 1: Choose or build your package, then pay a 65% deposit
Select a ready-made package or build your own from our services. Pay 65% of the total, and your full package gets underway immediately.
Step 2: We complete your entire package
Once your deposit is in and your agreement is signed, we do everything in your package. You don't wait for full payment before your business is up and running.
Step 3: You choose your payment dates and amounts
For the remaining 35%, you choose your payment dates and amounts, weekly or monthly, and finish within the time allowed for your balance (a maximum of two months).
The time you have depends on the size of your remaining balance (the 35%). The maximum is two months, and you can pay weekly or monthly. You choose your payment dates and amounts within these limits, and your final payment must fall on or before your deadline.
| Remaining Balance | Time to Finish | Weekly Option | Monthly Option |
| Up to R5,000 | Up to 4 weeks | Up to 4 weekly payments | 1 payment |
| R5,001 – R10,000 | Up to 6 weeks | Up to 6 weekly payments | 2 payments |
| Above R10,000 | Up to 8 weeks (2 months) | Up to 8 weekly payments | 2 payments |
| Package Value | 65% Deposit | Balance (35%) | Time to Finish | Weekly | Monthly |
| R10,000 | R6,500 | R3,500 | 4 weeks | R875 × 4 | R3,500 × 1 |
| R20,000 | R13,000 | R7,000 | 6 weeks | R1,167 × 6 | R3,500 × 2 |
| R35,000 | R22,750 | R12,250 | 8 weeks | R1,531 × 8 | R6,125 × 2 |
| R50,000 | R32,500 | R17,500 | 8 weeks | R2,188 × 8 | R8,750 × 2 |
Figures are examples and rounded to the nearest rand. Your actual amounts depend on the services you select.
| Startup Promise to Pay | Catch-Up Promise to Pay | |
| For | New businesses with larger packages, whether ready-made or custom-built | Businesses behind on compliance |
| Deposit | 65% | From 20% |
| Work begins | Full package completed after deposit | Work begins after deposit |
| Balance | Weekly or monthly, within 2 months | Weekly, fortnightly or monthly |
New and upcoming businesses taking a larger package who prefer to pay 65% upfront and settle the balance flexibly.
Yes. Once your 65% deposit is paid and your agreement is signed, we carry out every service in your package.
Yes. You choose your dates and amounts within the time allowed for your balance, paying weekly or monthly, and every payment is recorded in your agreement.
Two months from the date your deposit is paid. Smaller balances have shorter periods, as shown in the table above.
Yes, at any time and without penalty.
Contact us before a payment is due. We will do our best to help, but the final deadline cannot go beyond two months.
Your final document pack is released once your balance is settled in full. If you foresee a problem, contact us before your deadline so we can discuss it with you.
Whether you're just getting started or finally ready to deal with compliance you've been avoiding, you don't need the full amount today — you need a deposit and a plan. Choose your package, calculate your deposit, and pick a schedule that actually works for your business.
Business Compliance is not a burden — it is an investment, a marketing advantage, and your leverage as an SME. Wherever you're starting from, Maltech-Africa is here to help you get there.
Once your plan is confirmed, you can pay your deposit online. Quote your reference so we can match your payment.